Banking And Money Transfer

How to Check Your Name on the Credit Bureau in Nigeria and Clear Your Record

Have you ever applied for an urgent 2k loan at a bank or one of those trending reputable loan apps, only to get declined? Odogu like you fa! It gets even more annoying when you try one or two more apps and still get rejected—my guy, no be village people. Chances are, your name is chilling somewhere on a credit bureau list, sipping palm wine in the “blacklist” zone.

Ecobank USSD Code: How to Transfer Money, Check Balance & More in Nigeria

Ecobank users, did you know there’s a much faster way to bank? Simply dial a code - no internet connection required, no need to visit the bank like you all often do.

I remember back in my NYSC days, Ecobank and I crossed paths the usual way: NYSC said open an account, and that was that; they didn’t care that I had another account before coming to camp. That’s where my second allawee was heading, so I had no choice but to be loyal. 

Nigerian Banks SWIFT Codes (2025): Full List & How to Use Them

Introduction

You thought receiving money from abroad only involved putting your account number, bank name and account name, right?

Well, that’s not all; there is one last field you must enter before the money lands in your account or that of the person you want to send it to: SWIFT CODE.

How I Opened a FirstBank Domiciliary Account to Receive USD Payments

As a content creator who earns in USD, one of my biggest challenges was how to receive dollars directly in Nigeria without incurring excessive charges or dealing with unnecessary limitations.

Sure, I already had a Geegpay account. It gives me a virtual US account to receive payments, and it works quite well. But let's be honest, some restrictions come with those virtual dollar accounts (I won’t go into all that now). Additionally, I sought something more traditional, with no hidden fees, and with the flexibility to withdraw in USD at any time.

So, I made a decision that surprised even me…

I decided to open a domiciliary account with FirstBank.

Best and Most Reputable Loan Apps in Nigeria (2025)

Introduction

Let’s face it, borrowing money in Nigeria can be a gamble, especially if you do not know where to look. With so many loan apps promising “instant cash,” it’s easy to fall victim to predatory lenders (Loan Sharks) who harass borrowers, invade their privacy, or publicly shame them. You must have heard some of those horror stories.

How to Get FirstBank FirstAdvance Salary Loan (2025)

Life happens. One minute you are relaxed and fine, and the next boom! An unexpected expense shows up, or an emergency. If you're like me and would rather not borrow from friends or family (because let’s be honest, that can be awkward), or if loan apps stress you out (some will call your entire contact list!), then FirstBank’s FirstAdvance Salary Loan might just be your best bet.

FirstAdvance is FirstBank’s way of helping salary earners like you access quick loans without unnecessary stress. Whether you're trying to settle rent, cover school fees, fix your car, or just survive till payday, this is a digital loan solution that can help bridge the gap with ease.

Is Going Cashless Good for You?

Have you noticed how fewer people carry cash these days? Especially since the cash scarcity period under Emefiele and Buhari. While some believe the initial cash crunch had political motivations, it undeniably changed the spending behaviour of the average Nigerian.

From the rise of POS vendors on every street corner to restaurants, shops, and even roadside traders accepting transfers or using POS machines, digital transactions have become the norm.

How to Check Your BVN on Glo, MTN, Airtel, and 9mobile

Introduction

In Nigeria, the Bank Verification Number (BVN) is essential for secure banking transactions. In this guide, I will walk you through simple ways to check your BVN on major telecom networks in Nigeria: Glo, MTN, Airtel, and 9mobile. Knowing your BVN helps ensure your financial security and can simplify banking transactions.

How to Open a Domiciliary Dollar Account with Zenith Bank: A Step-by-Step Guide

Introduction

Opening a domiciliary account in Nigeria can provide significant advantages for you if you are looking to manage international transactions or foreign currency holdings. If you’re interested in setting up a domiciliary dollar account with Zenith Bank, in this guide I will walk you through all the requirements, benefits, and steps involved. With detailed information for both new and existing Zenith Bank customers, you’ll have everything needed to open and manage your account with ease.

Union Bank USSD Code in Nigeria: A Complete Guide for 2025

Introduction

Banking in Nigeria has evolved tremendously, especially with the convenience of USSD banking. If you're a Union Bank customer, you’re in luck – their USSD code provides a fast, secure, and convenient way to perform transactions right from your phone! This guide covers everything you need to know about Union Bank's USSD codes in Nigeria, including activation, usage, and FAQs.